This guide summarises the terminology and processes set out in the revised Payment Services Directive (PSD2) that are required to enable regulated entities (Payment Service Providers) to provide payment services, including Access to Account (XS2A), across Europe.
The guide focuses on the operational processes of how to apply for registration and authorisation to provide payment services through a National Competent Authority (NCA).
The following subjects are covered:
- Payment Service Providers (PSPs)
- Payment Services
- Payment Service Roles
- Competent Authorities
- Categories, Services & Roles
- PSP Registrations
- Passporting Applications
- Registers Audience
This guide is aimed at the following audiences:
- Competent Authorities
- Account Servicing Payment Services Providers (ASPSPs)
- Third Party Providers (TPPs)